Quoti Financial Wellness
Understand it. Organize it. Manage it.
Start by understanding credit. Then build a personal financial plan around your real income, expenses and goals. If you want ongoing support, Quoti helps you keep the plan current as life changes.
Personal Financial Wellness
Start where you are.
Choose the kind of support that matches what you need right now. Each option has a different purpose, and the details are explained before you decide what moves forward.
Level 01Credit 101Understanding Your Credit & Your OptionsView details
A live, educational workshop that explains credit reports, scores, common terminology, what lenders may see, credit myths and the types of help available.
- 2.5-hour live workshop
- Credit 101 workbook
- Fictional sample credit report
- Credit terminology guide
- Private Credit Snapshot exercise
- Financial priorities worksheet
- Consumer resource guide
- Certificate of completion
Level 02Personal Financial BlueprintA money plan built around your real lifeView details
Quoti organizes your actual income, expenses, bills, savings priorities and financial goals into a practical personal financial plan.
- 60-minute planning session
- Income and expense analysis
- Personalized monthly budget
- Paycheck-by-paycheck plan
- Bill calendar
- Spending review
- Savings plan
- 30-day action checklist
- 20-minute follow-up within 30 days
Level 03Financial Wellness SupportKeep the plan useful as life changesView details
Ongoing budgeting, financial organization and accountability for clients who want help maintaining and adjusting their financial plan.
- Monthly 30-minute check-in
- Monthly budget review
- Budget adjustments
- Paycheck-plan updates
- Bill-calendar review
- Savings and goal tracking
- Upcoming-expense planning
- Quarterly financial review
Program Boundaries
Clear education. Clear financial organization. No unrealistic promises.
Quoti Financial Wellness does not guarantee a credit-score increase, deletion of accurate credit information, loan or mortgage approval, debt forgiveness or any particular financial result. This program does not include Quoti taking possession of client funds for creditor payments or negotiating, compromising or settling client debts.
Ready to understand your money better?
Start with the Personal Financial Wellness Scan so your personal path stays separate from business consulting.